Williams Financial Welcomes Michelle Metcalfe as Office Manager & CSA
November 9, 2022 (Bennington, VT) – Williams Financial, LLC, is pleased to announce that Michelle Metcalfe has joined the firm as office manager and client service associate. Michelle acts as the first point of contact for clients working with Williams Financial while additionally managing all administrative tasks for the Bennington office. As a Bennington, VT […]
What Is the Difference Between Financial Independence and Retiring?
One of the most straightforward ways to take some of the uncertainty out of your future is with financial planning. If you’re like most people, your strategy will focus on whether or not you’ll be working as you get older and, if you do work, how much. The answer typically revolves around one of two […]
What Is the Difference Between Risk Capacity and Risk Tolerance, and Why Should I Care?
In many ways, financial planning is about reducing or mitigating risk. As you get older, some risks diminish while others increase. A good financial planner is skilled in helping you to reduce risk as much as possible, especially when it comes to funding your retirement. But there are different kinds of risk and different ways […]
James J. Williams, CFP® Joins NAPFA Northeast/Mid-Atlantic Region Board of Directors
CHICAGO, IL—The NAPFA Northeast/Mid-Atlantic (NEMA) Region Board of Directors has appointed JJ Williams as co-membership chair alongside Vid Ponnapalli. Williams is the CEO and founder of Williams Financial, LLC in Bennington, VT and Saratoga Springs, NY. Read The Full Press Release
Part-Time Retirement: Is It Right for You?
For many, retirement feels tantalizingly close. Every day, you wake up knowing that you only need to put in a few more years before you reach the joyous moment of handing in your official resignation. However, those last years leading up to retirement can be exhausting. You may have toiled away at the same job […]
How Is My Financial Advisor Paid?
Do you understand exactly how your financial advisor is paid? Knowing how your financial advisor gets compensated is an important element of the client/advisor relationship. It brings clarity and transparency regarding how the compensation works and how it impacts your advisor’s motivation—particularly if there are conflicts of interest. There are three types of payment structures […]
What is the Difference Between Rich and Wealthy?
The words “rich” and “wealthy” are often used (incorrectly) as synonyms, but would it surprise you that they’re quite different? What we assume to be a rich person may have no wealth. And often, wealthy people don’t look rich at all. In this article, we’ll explain the difference between rich and wealthy. We’ll also discuss […]
Planning for Retirement in Your 50s
Your 50s is the time to start preparing for retirement. You’re probably still working and have about 15 years before making the full transition. At Williams Financial, we want to ensure you’re taking the correct steps during this decade to hit the ground running in your 60s. So, let’s look at the steps that individuals […]
How Often Should You Meet With Your Financial Planner?
At Williams Financial, we work closely with our clients to help manage and plan your finances. In order to meet your goals, we make sure to stay in contact with you during key points throughout the year to stay up to date on life events and financial changes. ONBOARDING FOR NEW CLIENTS As a new […]
The 5 Essential Areas of Comprehensive Financial Planning
A comprehensive financial plan is crucial to making the most of your hard-earned wealth as you prepare for or enjoy your retirement. There are five essential areas of comprehensive financial planning. What are they, why is each important, and how can you integrate these areas to maintain a healthy financial life? Learn more in this […]