Michelle Metcalfe

As a client service associate and office manager at Williams Financial, Michelle Metcalfe values her role as the first point of contact prospects and clients interact with when they enter Williams Financial. Whether answering the phones, preparing for meetings, or managing schedules and appointments, Michelle plays an essential role in ensuring that the business runs […]

Meredith Youngmann Phippen

As a paraplanner at Williams Financial, Meredith Youngmann Phippen works in tandem with the other members of the team to ensure that clients are met with effective support throughout every step of the financial planning process. Following the completion of an associate degree from Hudson Valley Community College, Meredith began working at Williams Financial at […]

Katya Outwater Dente, MS

As the operations manager at Williams Financial, Katya Outwater Dente devotes herself to supporting clients throughout all phases of the customer lifecycle. From preparing applications and contracts during onboarding to managing client requests on a day-to-day basis, Katya executes or oversees every point of client service. In addition, Katya serves as the primary liaison for […]

Tyler Cinelli, AIF®, QPFC, MBA

As a financial planner and the firm’s retirement plan specialist, Tyler Cinelli works with households to determine their financial goals and assists small business owners in creating and managing qualified retirement plans. In his role as the trading specialist, he performs trades on behalf of clients during both regular account rebalancing and in response to […]

Daryl Spirka, CFP®, CPA

As Williams Financial’s executive vice president and senior financial planner, Daryl Spirka enjoys working with clients preparing, monitoring, and updating personalized financial plans to meet their individual needs. After earning a Bachelor of Business Administration from the University of Vermont, Daryl became a CPA in the state of Vermont, where she has gained over 20 […]

James J. Williams, CFP® , MBA

As the CEO and Founder of Williams Financial, James (JJ) Williams has built a team that is passionate about helping clients understand and play an active role in their financial planning. As a wealth advisor, he works with clients to organize all the moving parts of their finances and creates a comprehensive plan to help […]